Nidhi Banking.
Govt Compliant.
Core Platform.
Enterprise banking software built strictly as per the Government Nidhi Act. Manage members, deposits, loans, shares, and complete double-entry accounting.
Core Banking
Infrastructure.
Membership Management
Online Member / Customer registration, full KYC verification, and Customer Panel.
Term Deposits
Pigmy/daily Deposit, Recurring Deposit, Fixed Deposit, and Monthly Income Scheme (MIS).
Loans & Advances
Business, Personal, Unsecured, Secured, Gold, Vehicle, Group, and Loan on Deposits.
Share Management
Add/withdraw share, Share Certificate printing, and automated Dividend calculations.
Complete Accounting
General Ledger, Journal Voucher, Cash book, Day book, Bank book, P&L A/C, Balance Sheet.
100+ MIS Reports
Branch Collection Report, Daily Collection, Pending Installments, and Late Fees reporting.
NEFT & Card Services
IFSC Facility, IMPS/NEFT Service, Prepaid Card, and Debit Card generation.
CIBIL Score Integration
Fetch CIBIL Scores and Reports directly within the platform for instant loan approvals.
Compliance &
Access.
Internet Banking
Online portal for members to check balances
Mobile App
Native application for instant member access
Govt Compliant
Purely As Per Government Nidhi Act
FAQ
Common queries regarding Nidhi software
Scale Your
Nidhi Operations.
Complete data migration · CIBIL scoring · IMPS/NEFT ready